Money choices aren’t just math—they’re shaped by mental shortcuts, the stories we carry, and the meaning we want from life.

It's common to view money as a goal. Money is worthless in and of itself, though. It's only a means to an end. Money is a tool you can use.

We won't be here forever, and neither will our loved ones. But time is only one consideration. Health declines, too. Plan accordingly.

We only get a certain, finite number of experiences in our time on Earth. Doing the math helps you appreciate your experiences more.