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WHEN THE UNIVERSE CHALLENGES YOU
Life doesn’t stop presenting problems. But when you stop expecting smoothness and start reframing challenges, your emotional reaction softens—and that changes everything.
Derek Hagen
Feb 123 min read


SETBACKS VS. OBSTACLES
Some challenges knock us backward. Others were always part of the path. Learning the difference can help you stop fighting life and meet it with steadiness.
Derek Hagen
Feb 53 min read


THE PSYCHOLOGY OF SPENDING
Spending isn’t just the moment you buy something. Anticipation, the experience itself, and the memory afterward all shape how satisfying a purchase feels.
Derek Hagen
Dec 4, 20253 min read


WHY EMOTIONAL INTELLIGENCE COMES FIRST IN FINANCIAL DECISIONS
We don’t follow advice just because it’s smart—we follow it when it feels right. Emotional intelligence helps us make decisions that actually stick.
Derek Hagen
Aug 7, 20253 min read
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