Changing is hard, mostly because change means something new. Humans are creatures of habit. Learning the steps can help us find motivation.

Money conversations are hard. We have to understand that money brings up negative emotions and that causes a lot of stress.

We all come on our own money journey. In a relationship, like it or not you are blending different views about money.

Some swear by opening several accounts to save for different goals. If that works for you, great! For many a simple strategy works best.