It can be difficult to stick to our budget or stay within our means when our friends tempt us. Having rules for yourself can help.

Many people make mistakes with their money, but making mistakes doesn't make you a failure.

Much of our financial suffering can be traced to self-sabotage. We tend to take immediate gratification over long term wellbeing.

Comparing ourselves to others can be motivating, but it's a slippery slope. Try changing the metric you use to measure your success.