Some people always buy the cheapest no matter what. Some always buy the top-of-the-line no matter what. There is a third way.

The term "expensive" can be used in many ways, yet we tend to hear it as a negative/judgmental term. What "expensive" means depends.

Externalizing problems can help you see them more objectively and find solutions more effectively. Separate yourself from your problems.

Risk is a four-letter word many people have heard of, but it can be tricky to define. Risk has two elements, and it's helpful to know each.