We all face challenges; they're guaranteed. There is a difference between setbacks and obstacles. It's helpful to understand the difference.

Many of us learned some version of following the American Dream. While this may be a good starting point, it won't leave you satisfied.

It's common to view money as a goal. Money is worthless in and of itself, though. It's only a means to an end. Money is a tool you can use.

Having goals, systems, or a purpose in life gives you direction. It gives you something meaningful to do with your time.