Money decisions aren’t about being perfect. Behavioral finance helps you see blind spots and design systems that make good choices easier.

Money choices aren’t just math—they’re shaped by mental shortcuts, the stories we carry, and the meaning we want from life.

A growth mindset says “I can.” Opportunity cost asks, “Is it worth it?” Every choice has a trade-off—especially when it comes to time, money, and energy.

A fixed mindset says “I can’t.” A growth mindset says “I can’t… yet.” Here’s how shifting perspective can change your money choices and financial confidence.