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Many of us spend our lives wishing we could do what everyone else is doing. I propose this is a recipe for a life of regret.

It can be difficult to make good decisions, especially if we judge our choices by the outcome. But this is simply impossible.

Some people say numbers don't lie. Others say it's easy to manipulate data. I think it's both.

What is risk? What is reward? There can be no reward without risk - there is always risk. Run away if you hear someone offer no risk.