Controlling your time is an often-overlooked strategy for finding happiness. Buying time and controlling the time you have work well.

Bad things will happen financially. That part is guaranteed. How to respond to that bad event is up to you.

Focus your time, attention, and money in areas of your life that you have control over and that actually matter.

Is a setback a setback if it doesn't impact you? Reframe setbacks as interesting challenges will help you live with fewer negative emotions.